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Social security law
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Which PGB care agreement should I choose and how do I submit it?

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Detailed explanation, checklist and sources

Choose the official agreement for the actual care relationship and the law funding your PGB. Signing a contract is not payment approval. Check classification, budget, approval and administration together before accepting obligations.

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1. Which funding route?

Record whether funding is Wlz, Wmo, Jeugdwet or Zvw and collect the award letter. The care office, municipality or insurer determines the care approval route. Note who manages the budget and signs for whom. A child needs a representative. This preparation does not apply for an indication or budget.

SVB — pgb aanvragen stap voor stap ↗

2. Which agreement fits?

SVB has employment, partner/family, entrepreneur and care-institution agreements. Examine actual direction and independence, not merely labels or KVK registration. A relative can be an employee; ask SVB about Tax Administration assessment if uncertain. Do not use a family label to evade actual employer obligations.

SVB — zorgovereenkomst kiezen ↗

SVB — belangrijke informatie per zorgovereenkomst ↗

3. What terms should I complete?

Use the current model for the funding law and record tasks, start/end, hours and payment. Prepare a monthly budget: gross pay differs from net pay and employer charges may be additional. Check minimum pay, holiday arrangements and available budget before signing. Request an SVB trial calculation where needed; it is not an award decision.

SVB — belangrijke informatie per zorgovereenkomst ↗

SVB — salarisadministratie ↗

SVB — wat is een zorgovereenkomst ↗

4. How do I sign and submit?

Check whether you use Mijn PGB on svb.nl or PGB Portaal on mijnpgb.nl: these are different routes. The described Mijn PGB process is online completion, printing for signatures and uploading the signed document. Follow the Portaal's own process there. Keep the final version, submission date and receipt; use only official channels for identifying documents.

SVB — zorgovereenkomst kiezen ↗

5. Who approves and pays?

For Wmo/Jeugdwet the municipality checks care and SVB employment terms; Wlz goes through the care office and Zvw through the insurer. Await required approval, not just signatures. Then confirm where claims go. Zvw has separate insurer/SVB support arrangements; do not assume Wmo's payment route applies.

SVB — pgb aanvragen stap voor stap ↗

6. How do I maintain records?

SVB handles mandatory employment payroll within the applicable route; Zvw support has separate conditions. Family commissioning may use voluntary payroll; institutions handle their own. Check hours, payslips, annual statement and budget and report changes promptly. New tasks or providers may require a new agreement. Ending a portal record does not automatically lawfully dismiss an employee.

SVB — salarisadministratie ↗

SVB — wat wij voor u doen ↗

SVB — nieuwe zorgverlener of zorginstelling ↗

7. How do I change or end the agreement?

Compare old and new terms in a dated change overview. Amend rates, hours or duration through the official portal/form; changed care tasks require renewed care approval listing all tasks and rates. A new provider or changed KVK number may require ending the old agreement and making a new one. Report end and reason where required, but before termination check notice, advance notification, protection, permission and possible compensation. A fixed employment contract of at least six months normally needs written renewal/non-renewal notification one month before expiry. Confirm changes with both parties and retain approval; do not stop payment without assessing contractual consequences. A change of the law funding the PGB also requires a new agreement. Align end and start dates. When one person is both representative and care provider, check both sets of details after changes.

SVB — andere werkzaamheden ↗

SVB — zorgovereenkomst stoppen ↗

SVB — kvk nummer wijzigen ↗

SVB — hoe geeft u een wijziging door ↗

Did every PGB carer automatically gain all employee rights in 2026?

No. Actual contract status and transitional rules still matter. The 2026 Act expands employee protection, largely retroactive to 1 January; Zvw without SVB payment on 31 December 2025 has a separate later commencement. Dismissal permission and flexible-working provisions are deferred, and earlier sickness has transitional rules. Do not automatically apply the ordinary household six-week sickness limit. Ask SVB to check the individual circumstances, first sick day and applicable commencement.

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Award letter and funding law

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  • Award letter and funding law
  • Care relationship and representation
  • Tasks, hours and dates
  • Gross rate, charges and budget
  • Signed version and approval
  • Claims, changes and payroll

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Sources

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SVB — zorgovereenkomst kiezen ↗SVB — pgb aanvragen stap voor stap ↗SVB — belangrijke informatie per zorgovereenkomst ↗SVB — salarisadministratie ↗SVB — andere werkzaamheden ↗SVB — zorgovereenkomst stoppen ↗SVB — wat wij voor u doen ↗SVB — wat is een zorgovereenkomst ↗SVB — nieuwe zorgverlener of zorginstelling ↗SVB — kvk nummer wijzigen ↗SVB — hoe geeft u een wijziging door ↗Staatsblad2026-306 — uitbreiding arbeidsrechtelijke bescherming pgb-zorgverleners ↗

Sources may be in Dutch. General information about Dutch law, not individual legal advice.

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