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Renting and housing

Home equity share on separation

Only the share of value less mortgage; a negative result is negative equity. Personal contributions, reimbursement rights, costs and marital regime excluded. Ownership transfer does not automatically release mortgage liability.

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When does this calculation apply?

A result does not by itself establish entitlement. Check the conditions, your documents and any different agreements. Seek timely legal help if a deadline is running.

Calculation and assumptions

(V − D) × s/100

Official sources

Notaris.nl ↗

Checked on 16 September 2026

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Home equity share on separation | Juridisch Antwoord