How do I prepare a CAK care contribution calculation?
First identify Wmo, Wlz or sheltered accommodation. Use CAK’s official calculator for an estimate; its decision determines your contribution. Payment arrangements and requests for reduction are different routes.
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Detailed explanation, checklist and sources
On this page
1. Identify the scheme
Record the scheme, care arrangement, starting date and contribution year. Most Wmo support costs at most €21.80 monthly in 2026; municipal low-income policy may matter. This is not a general Wlz limit or the health insurance deductible.
2. Check the care arrangement
Wlz calculations differ for institutional care, a full home package, a modular home package and a personal budget. Sheltered accommodation often follows the Wlz calculation. A Wmo sheltered-accommodation budget without a housing component has a €21.80 monthly maximum in 2026; with that component, income or assets matter.
3. Gather the correct figures
For the ordinary 2026 Wlz calculation CAK uses 2024 income and assets. Gather tax figures, partner and housing details and the care arrangement. Do not enter only current monthly take-home pay. Reduced income may justify a separate adjustment request, subject to conditions.
4. Use the official calculator
Use CAK’s contribution calculator and select the correct year and care arrangement. Save the date, inputs and result for comparison. An estimate is not a decision; we submit nothing. The calculator belongs to CAK.
5. Compare decision and invoice
The Wlz decision states the monthly contribution and underlying figures. An invoice states what to pay; do not pay the decision again as if it were an invoice. Check deductions from pension or benefits and ask about discrepancies.
6. Choose the next step
For incorrect figures, contact CAK and check the objection route and deadline in the decision. For reduced income, choose the correct scheme and year in Mijn CAK or the official adjustment form. For payment difficulties, ask about instalments. These routes are not interchangeable.
Must I pay the calculator result immediately?
No. The calculation is an estimate. The decision sets the contribution; the invoice or deduction determines payment. Compare the figures and do not pay an estimate in addition to the same invoiced contribution.
Documents to prepare
Prepare your next stepFill in and save · Word
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Scheme, care arrangement and start date
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Your timeline and evidence
List events and contacts. Note where you keep the evidence; no upload is needed.
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Record what happened, when, the response and where to find the letter, message or photo. Mark uncertain dates.
Is my evidence sent?
No. You only note where it is kept. No files are uploaded or sent automatically.
How do I save my timeline?
Your entries are not saved automatically. Choose Save and continue later to store this preparation, including your timeline, in My overview. Wait for confirmation and save new changes again. You can also download a Word file without an account.
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For each event, note the date, what happened and where the evidence is kept. Example: 3 October — letter received — correspondence folder.
Describe the solution you would like, such as an explanation of a deduction and repayment of the outstanding amount.
For example: which document is missing, who can provide it and what should I do first?
Record the date and its source. If unknown, note this and check promptly. This tool does not calculate or monitor deadlines.
After your conversation
These are your own notes. Confirm agreements with the other person; these notes do not prove their agreement.
This is your preparation, not a submitted request, objection or legally reviewed document. A tick records only your own progress. Check the procedure and deadline in the original letter.
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Clear entries
Download anything you want to keep first. Clearing cannot be undone.
- Scheme, care arrangement and start date
- Contribution year and reference year
- Tax income and asset figures
- Partner and housing situation
- Decision, calculation and invoices
- Estimate inputs and date
Contact with a lawyer
You can use the chat and information without a phone number. A contact request requires a phone number, a verified email address and your wish for telephone contact. Our team assesses which partner fits your question. Data is shared only under the stated consent procedure. A partner or engagement is not guaranteed.
View the current application processSources
Need personal assistance? Request a lawyer through our chat. We explain the next step; submitting a request does not engage a lawyer. The links below support the legal information.
VWS · Eigen bijdrage voor zorg ↗CAK · Beschermd wonen ↗CAK · Wlz 2026 ↗CAK · Rekenhulp ↗CAK · Beschikking Wlz ↗CAK · Aanpassing aanvragen ↗Sources may be in Dutch. General information about Dutch law, not individual legal advice.
