Money and debts
Calculate debt collection costs
Statutory scale for one principal, without a VAT surcharge. Consumers first need a valid fourteen-day demand. Multiple instalments, combined claims and business agreements may differ.
Do I actually owe the calculated collection costs?
A calculation does not establish that the debt or fees are valid. Check the original invoice, payments and demand separately. Request a breakdown into principal, interest and collection costs. Extra reminder or administration charges cannot be added on top of collection costs. Dispute specific errors in writing and retain evidence; do not ignore the letter.
When does this calculation apply?
A result does not by itself establish entitlement. Check the conditions, your documents and any different agreements. Seek timely legal help if a deadline is running.
Calculation and assumptions
15% × 2500; 10% × 2500; 5% × 5000; 1% × 190000; 0.5% × … · €40–€6775
Worked example
- Principal excluding interest and fees (€)
- 3,000
Your result: 425
Official sources
Rijksoverheid ↗Checked on 16 September 2026
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