Money and debts
Estimate statutory interest per period
Simple estimate at a fixed rate on a 365-day basis, up to 366 days. Select the correct statutory or commercial rate. Split periods at rate changes or payments; annual compounding and the default date are not determined.
How do I choose the correct interest rate?
First identify a consumer or commercial transaction and the period concerned. Use the official rate for that period, not automatically today’s rate. Split the calculation when the rate changes or a part-payment occurs. Record the outstanding amount, dates and source for each period. This tool does not determine when legal default began.
When does this calculation apply?
A result does not by itself establish entitlement. Check the conditions, your documents and any different agreements. Seek timely legal help if a deadline is running.
Calculation and assumptions
P × r/100 × d/365
Worked example
- Principal excluding interest and fees (€)
- 1,000
- Applicable percentage (%)
- 6
- Days in this interest period (maximum 366)
- 30
Your result: 4.93
Official sources
Rijksoverheid ↗Checked on 16 September 2026
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