Money and debts

Repayment plan duration

No new interest or fees. The final instalment may be smaller. The creditor must agree; this does not compel a plan or determine affordability.

This calculation stays in your browser. Amounts and dates are not stored or sent to Analytics.

When does this calculation apply?

A result does not by itself establish entitlement. Check the conditions, your documents and any different agreements. Seek timely legal help if a deadline is running.

Calculation and assumptions

ceil(P / M)

Worked example

Principal excluding interest and fees (€): 1,000
Available monthly repayment (€): 150

Your result: 7

Official sources

Rijksoverheid ↗

Checked on 16 September 2026

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