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Debts and debt collection
Seizure of income

Is my protected income amount correct after wage attachment?

What would you like help with?

Respond immediately if, due to the attachment, you cannot pay your necessary housing, healthcare or living costs.

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Detailed explanation, checklist and sources

When Dutch wages or benefits are attached, the beslagvrije voet protects part of your income. Check the statement and promptly report errors to the attaching party. Correct data, the right recipient and the date matter; an online calculation does not automatically change the attachment.

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Identify who calculated it

Keep the letter and protected-income statement. Record its date, case number, attaching party and deduction. Someone else may attach a UWV benefit: the benefit payer is not necessarily responsible for correcting the calculation. Contact the party shown on your statement.

Use the official calculator

Compare income, household, address and amounts with your documents. The official calculator is linked at uwbeslagvrijevoet.nl/controleren. Have the statement, your and any partner’s payslips, rent or mortgage details and allowances ready. Save the result privately. A difference warrants discussion; it is not a binding new assessment.

Watch the four-week period

Report wrong data within four weeks of the date on the statement. Recalculation can then apply from that date. If reported later, official guidance says the revised calculation starts when you reported it. Report errors even after four weeks. This is not a general objection period for the debt or every attachment.

Choose the correct correction route

Ask which evidence and secure submission route are needed. If UWV calculated it, use Aanpassen gegevens voor berekening beslagvrije voet in Mijn UWV. For a Tax Administration wage claim, government collection or offset, use its official recalculation form. For a bailiff, follow their route. The draft below does not replace these forms.

Report special circumstances

Promptly report income, household or address changes. No fixed Dutch address, living abroad or in an institution may affect the calculation. Report other attachments and offsets so they can be coordinated. Ask which evidence is needed; do not share full private records in public chats or comments.

Check the response and seek help

Ask for receipt, a new statement and an explanation of the effective date and deductions. The amount can rise or fall; an increase is not guaranteed. Ask when to expect a reply. If essential costs cannot be paid, contact the attaching party and municipal debt support or legal adviser promptly. A request does not automatically stop attachment or other deadlines.

Your checklist

Prepare your next stepFill in and save · Word

Tick what you have checked or collected. Note what is missing and take your overview to a meeting.

Unless saved in My overview: Your entries stay only on this screen. Download before leaving; closing or reloading clears them. Do not enter identity numbers, passwords or unnecessary personal details.

What do you still need for your next step?

Item 1 / 6 · Where do you stand with this item?

Statement, date and case number

This overview follows your own answers. It does not assess your rights or guarantee that your file is complete.

Your choices stay here. Use the buttons below if you want to save or download.

View all details, notes and timeline
Your timeline and evidence

List events and contacts. Note where you keep the evidence; no upload is needed.

What goes in my timeline?

Record what happened, when, the response and where to find the letter, message or photo. Mark uncertain dates.

Is my evidence sent?

No. You only note where it is kept. No files are uploaded or sent automatically.

How do I save my timeline?

Your entries are not saved automatically. Choose Save and continue later to store this preparation, including your timeline, in My overview. Wait for confirmation and save new changes again. You can also download a Word file without an account.

Up to 20 events. Choose a different position for an event to change the order.

0 / 6 · Checked or collected

For each event, note the date, what happened and where the evidence is kept. Example: 3 October — letter received — correspondence folder.

Describe the solution you would like, such as an explanation of a deduction and repayment of the outstanding amount.

For example: which document is missing, who can provide it and what should I do first?

Record the date and its source. If unknown, note this and check promptly. This tool does not calculate or monitor deadlines.

After your conversation

These are your own notes. Confirm agreements with the other person; these notes do not prove their agreement.

This is your preparation, not a submitted request, objection or legally reviewed document. A tick records only your own progress. Check the procedure and deadline in the original letter.

Save and continue later
Name in your overview
Privacy and storage

Up to 100 items. Each remains available for one year after saving or updating. You can delete it sooner. No automatic sharing with partners. A saved answer is a snapshot; rules and circumstances may change.

Privacy and storage
Clear entries

Download anything you want to keep first. Clearing cannot be undone.

  • Statement, date and case number
  • Correct attaching party and route
  • Your and any partner’s income
  • Housing and household data
  • Calculator result and targeted evidence
  • Other deductions and proof of sending

Draft notification requesting recalculation

Use any prescribed form first. Otherwise this draft can notify or explain the issue. Fill the fields, attach only requested evidence and send securely yourself.

Edit your draftWord

Your edits stay on this page and are not automatically saved or sent. Complete every placeholder.

Frequently asked questions

Is it too late after four weeks?

No. Still report errors and changes. The four weeks affect when recalculation starts; they are not a universal objection or expiry period for all rights. Have a separate challenge to the debt or attachment assessed separately.

Need personal assistance?

Request help through our chat. We assess which professional fits your question. Review your details before sending. A request is not yet an instruction to provide services.

Sources and further information

Protected income — check ↗Protected income — changes ↗UWV — protected income ↗Tax Administration — recalculation ↗Protected income — address ↗

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