How can I have a BKR registration removed?
What would you like help with?
Detailed explanation, checklist and sources
A factually incorrect registration must be corrected. For a correct registration, you can request removal based on an individual balancing of interests.
General information about Dutch law · Review date not recorded · How we work
On this page
Request your overview
Check the credit, coding, start and end date, and recovery notification. Gather proof of payment and correspondence if details are incorrect.
Substantiate your interest
Explain the specific, serious consequences the registration has and why retaining it is no longer proportionate. Describe the cause, repayment, time elapsed and current stable financial situation.
Submit the request to the credit provider
First ask the organisation that made the registration for correction or removal. Request a reasoned written decision before considering a complaint or legal proceedings.
Your checklist
Prepare your next stepFill in and save · Word
Tick what you have checked or collected. Note what is missing and take your overview to a meeting.
Unless saved in My overview: Your entries stay only on this screen. Download before leaving; closing or reloading clears them. Do not enter identity numbers, passwords or unnecessary personal details.
What do you still need for your next step?
Item 1 / 6 · Where do you stand with this item?
Current BKR overview
This overview follows your own answers. It does not assess your rights or guarantee that your file is complete.
Your choices stay here. Use the buttons below if you want to save or download.
View all details, notes and timeline
Your timeline and evidence
List events and contacts. Note where you keep the evidence; no upload is needed.
What goes in my timeline?
Record what happened, when, the response and where to find the letter, message or photo. Mark uncertain dates.
Is my evidence sent?
No. You only note where it is kept. No files are uploaded or sent automatically.
How do I save my timeline?
Your entries are not saved automatically. Choose Save and continue later to store this preparation, including your timeline, in My overview. Wait for confirmation and save new changes again. You can also download a Word file without an account.
Up to 20 events. Choose a different position for an event to change the order.
0 / 6 · Checked or collected
For each event, note the date, what happened and where the evidence is kept. Example: 3 October — letter received — correspondence folder.
Describe the solution you would like, such as an explanation of a deduction and repayment of the outstanding amount.
For example: which document is missing, who can provide it and what should I do first?
Record the date and its source. If unknown, note this and check promptly. This tool does not calculate or monitor deadlines.
After your conversation
These are your own notes. Confirm agreements with the other person; these notes do not prove their agreement.
This is your preparation, not a submitted request, objection or legally reviewed document. A tick records only your own progress. Check the procedure and deadline in the original letter.
Save and continue later
Clear entries
Download anything you want to keep first. Clearing cannot be undone.
- Current BKR overview
- Meaning of codes
- Proof of payment and recovery
- Cause of arrears
- Current financial stability
- Specific consequences of registration
Frequently asked questions
Does a registration disappear immediately after payment?
Not automatically. Often a recovery or end notification is made and the information remains visible for a retention period.
Can a correct registration still be removed?
Sometimes. It must then be assessed whether your interest in removal outweighs the interest in retaining the registration. This is assessed case by case; removal is not guaranteed.